Saving money is hard, and it takes discipline and commitment to allow your savings to really grow. Here are three ways to reach your family's money goals.
Roll over a traditional individual retirement account if you retire or change jobs and receive a lump-sum distribution from a qualified pension (i.e., 403B, 401K) plan.
With a Roth IRA, convert your 403b or 401k plan to a Roth IRA for tax-free withdrawals when you're ready for retirement.
